Your family's
AI Wealth Coach
From your first SIP to your first crore — and beyond.
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The power of long-term compounding
See how consistent SIP + lumpsum investing builds wealth over 30 years at 15% CAGR.
Illustrative only · not a guarantee of returns
Built for every stage of your wealth journey
mcrux grows with your family — from your first SIP to ₹100Cr+
Independent. Household-first. Honest.
Most financial tools work for the product or the distributor. mcrux works only for you.
| Distributor | Apps | SEBI RIA | mcrux ✓ | |
|---|---|---|---|---|
| Independent (no commissions) | ✗ | ✓ | ✓ | ✓ |
| Household-consolidated view | ✗ | ✗ | — | ✓ |
| AI diagnosis — not just data | ✗ | ✗ | ✗ | ✓ |
| Covers all wealth stages | Stage 1 | Stage 1 | Stage 3+ | All 4 stages |
| Transparent cost | ~2% hidden | ₹0 | ₹15–50k/yr | ₹0–₹9,999/yr |
Pricing that grows with your wealth
Start free. Pay only for the stage you're at.
- ✓Holdings view for whole family
- ✓Wealth composition breakdown
- ✓Fee drag indicator
- ✓Compliance audit
- ✓Always re-uploadable
- —Full AI analysis
- —Fund overlap detection
- —Insights regeneration
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- ✓Full AI analysis report
- ✓Self + Spouse (2 CAS)
- ✓mcrux Score — fund quality rank
- ✓Holdings overlap detection
- ✓Expense ratio audit
- ✓3 re-analyses
- —Ongoing re-analysis
- —Monthly digest
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- ✓Everything in AI Insight
- ✓Unlimited household members
- ✓10 full reviews/year
- ✓Monthly AI focus digest
- ✓Instrument-level alerts
- ✓Goal tracking over time
By continuing, you agree to our Terms of Use and Privacy Policy.
- ✓Everything in AI Pro
- ✓AI chat on your actual holdings
- ✓Wealth-stage coaching
- ✓Priority support
AI Family Office
The AI layer that sits above all your advisors — consolidating every instrument across every family member, every jurisdiction.
- ✓ All instruments, all members, all jurisdictions
- ✓ Multi-generational wealth architecture
- ✓ Offshore exposure + succession planning
- ✓ AI layer above all your advisors
- ✓ Dedicated support
No commissions. No conflict of interest. mcrux earns from subscriptions only.
Families who found what they were missing
Real investors, real portfolios — see what a second pair of AI eyes finds.
“I thought I was diversified with 8 Mutual Funds. mcrux showed me that 4 of them owned almost the same stocks. I was paying 4 management fees for 1 strategy.”
“The Regular vs Direct auditor was a wake-up call. I'm saving nearly ₹45,000 in future commissions just by switching based on this report.”
“The Tax-Loss Harvesting scanner found losses I could offset against my gains. It paid for the annual subscription 5 times over in one afternoon.”
“Finally, a report that speaks plain English. No jargon — just "here is your risk, here is why it matters, and here is what you can consider."”
“My husband and I were each running our own MF portfolios. mcrux showed we had 74% overlap — effectively one portfolio paying double the expense ratios. We had no idea.”
“The free report alone flagged ₹8,400/year leaking to Regular plan fees. The ₹499 upgrade paid for itself before I finished reading the analysis.”
Your data stays yours — always
We built mcrux with privacy as the foundation, not an afterthought.
Row-level security — nobody else sees your data
Supabase enforces row-level security (RLS) at the database level. Your portfolio, holdings, and analysis rows are cryptographically scoped to your user ID.
Your CAS PDF is never stored
We parse your CAS PDF in memory the moment you upload it — extracting holdings, NAVs, and folios — then discard the file immediately. Only structured analysis data is saved.
Google Sign-In only — no passwords
mcrux has no password database. We use Google OAuth exclusively — no password file to leak, no reset flow to hijack.
Your data is never sold or shared
We do not sell, rent, or share your portfolio data with any third party — not AMCs, not distributors, not advertisers. mcrux earns from subscriptions only.
Read our full Privacy Policy for details.
See before you pay
Browse the full sample report
Anonymised household with 2 members, 9 funds. Same depth, same sections as your actual report — so you know exactly what you're getting before you upload a single file.
No sign-in required