2,530 funds scored · Free to start

Your family's
AI Wealth Coach

From your first SIP to your first crore — and beyond.

  • 🏠One household view — every member's funds, one consolidated picture
  • Fee drag, fund overlap, compliance — flagged before they become costly
  • 🤖Your personal AI Wealth Coach — honest diagnosis, no commissions, ever
  • 📈Built for the long run — from ₹2L first SIP to ₹100Cr+ family office
View sample report →No sign-in required
See how it works

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AI Portfolio Scan

Rahul & Priya · Household of 2

Analysing
📊Allocation
₹0.0L · 9 funds
💸Fee Drag
📈Missed GainsAI
Compliance Audit
📉Fund Returns
🤖AI NarrativeAI
👨‍👩‍👧 Family View
🔍Portfolio GapsAI
🔗Fund OverlapAI
🏆mcrux Fund RankingAI
Actionable StepsAI
View full sample report →No sign-in required

Built for every stage of your wealth journey

From your first SIP to your family office — one platform, one coach.

● Live NowStage 1 · ₹2L – ₹1Cr

Building the Foundation

"Am I in Regular plans? Do my funds overlap? Is my wealth composition right for my age?"

Fund quality scoringHoldings overlapFee drag — Regular vs DirectCompliance auditAI narrative & action plan
Free — full holdings viewAI Insight · ₹499 — full AI deep-diveAI Pro · ₹2,999/year — year-round AI coaching
On roadmapStage 2
₹1Cr – ₹10Cr
Growing Complexity

"My stocks and MFs both own the same 10 companies — and I had no idea."

On roadmapStage 3
₹10Cr – ₹25Cr
High Net Worth

"₹10Cr across 4 family members, 3 demat accounts, 2 PMS managers — nobody has the full picture."

On roadmapStage 4
₹25Cr+
Family Office

"Three private banks manage three buckets of my wealth. None knows about the other two."

Stages 2–4 are on our roadmap — your account and data carry forward automatically when they launch.

No commissions. No conflicts. Your whole household.

Most financial tools work for the product or the distributor. mcrux works only for you.

DistributorAppsSEBI RIAmcrux ✓
Zero commissions — ever
Household-consolidated view
AI diagnosis — not just data
Covers all wealth stagesStage 1Stage 1Stage 3+All 4 stages
Transparent cost~2% hidden₹0₹15–50k/yr₹0–₹9,999/yr

Families who found what they were missing

From our early users — the analysis tends to surface things investors didn't know to look for.

AS
Aakash S.
Age 29 · Early Retirement
★★★★★

I thought I was diversified with 8 Mutual Funds. mcrux showed me that 4 of them owned almost the same stocks. I was paying 4 management fees for 1 strategy.

PM
Priya M.
Age 42 · Kid's Education
★★★★★

The Regular vs Direct auditor was a wake-up call. I'm saving nearly ₹45,000 in future commissions just by switching based on this report.

VR
Vikram R.
Age 35 · Wealth Optimisation
★★★★★

The Tax-Loss Harvesting scanner found losses I could offset against my gains. It paid for the annual subscription 5 times over in one afternoon.

Used mcrux? Tell us what you found.

Your experience helps other investors know what to expect from their portfolio scan.

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Your data stays yours — always

We built mcrux with privacy as the foundation, not an afterthought.

🔒

Row-level security — nobody else sees your data

Supabase enforces row-level security (RLS) at the database level. Your portfolio, holdings, and analysis rows are cryptographically scoped to your user ID.

🗑️

Your CAS PDF is never stored

We parse your CAS PDF in memory the moment you upload it — extracting holdings, NAVs, and folios — then discard the file immediately. Only structured analysis data is saved.

🔑

Google Sign-In only — no passwords

mcrux has no password database. We use Google OAuth exclusively — no password file to leak, no reset flow to hijack.

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Your data is never sold or shared

We do not sell, rent, or share your portfolio data with any third party — not AMCs, not distributors, not advertisers. mcrux earns from subscriptions only.

Read our full Privacy Policy for details.

The power of long-term compounding

See how consistent SIP + lumpsum investing builds wealth over 30 years at 15% CAGR.

₹1L lump+₹10k/mo· 15% CAGR
0₹2.0Cr₹4.0Cr₹6.0CrNowYr 5Yr 10Yr 15Yr 20Yr 25Yr 30
Invested
Wealth created
10 years
₹32L
20 years
₹1.7Cr
30 years
₹7.7Cr

Illustrative only · not a guarantee of returns