Your family's
AI Wealth Coach
From your first SIP to your first crore — and beyond.
- ₹Fee drag to the rupee — Regular vs Direct, per fund
- 🔗Fund overlap across all household members
- ✅Compliance gaps — nominee, KYC, folio health
- ⚡AI action plan — plain English, ranked by impact
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AI Portfolio Scan
Rahul & Priya · Household of 2
Built for every stage of your wealth journey
mcrux grows with your family — from your first SIP to ₹100Cr+
"Am I in Regular plans? Do my funds overlap? Is my wealth composition right for my age?"
"My stocks and MFs both own the same 10 companies — and I had no idea."
"₹10Cr across 4 family members, 3 demat accounts, 2 PMS managers — nobody has the full picture."
"Three private banks manage three buckets of my wealth. None knows about the other two."
Independent. Household-first. Honest.
Most financial tools work for the product or the distributor. mcrux works only for you.
| Distributor | Apps | SEBI RIA | mcrux ✓ | |
|---|---|---|---|---|
| Independent (no commissions) | ✗ | ✓ | ✓ | ✓ |
| Household-consolidated view | ✗ | ✗ | — | ✓ |
| AI diagnosis — not just data | ✗ | ✗ | ✗ | ✓ |
| Covers all wealth stages | Stage 1 | Stage 1 | Stage 3+ | All 4 stages |
| Transparent cost | ~2% hidden | ₹0 | ₹15–50k/yr | ₹0–₹9,999/yr |
Pricing that grows with your wealth
Start free. Pay only for the stage you're at.
- ✓Holdings view for whole family
- ✓Wealth composition breakdown
- ✓Fee drag indicator
- ✓Compliance audit
- ✓Always re-uploadable
- —Full AI analysis
- —Fund overlap detection
- —Insights regeneration
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- ✓Full AI analysis report
- ✓Self + Spouse (2 CAS)
- ✓mcrux Score — fund quality rank
- ✓Holdings overlap detection
- ✓Expense ratio audit
- ✓3 re-analyses
- —Ongoing re-analysis
- —Monthly digest
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- ✓Everything in AI Insight
- ✓Unlimited household members
- ✓10 full reviews/year
- ✓Monthly AI focus digest
- ✓Instrument-level alerts
- ✓Goal tracking over time
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- ✓Everything in AI Pro
- ✓AI chat on your actual holdings
- ✓Wealth-stage coaching
- ✓Priority support
AI Family Office
The AI layer that sits above all your advisors — consolidating every instrument across every family member, every jurisdiction.
- ✓ All instruments, all members, all jurisdictions
- ✓ Multi-generational wealth architecture
- ✓ Offshore exposure + succession planning
- ✓ AI layer above all your advisors
- ✓ Dedicated support
No commissions. No conflict of interest. mcrux earns from subscriptions only.
Families who found what they were missing
From our early users — the analysis tends to surface things investors didn't know to look for.
“I thought I was diversified with 8 Mutual Funds. mcrux showed me that 4 of them owned almost the same stocks. I was paying 4 management fees for 1 strategy.”
“The Regular vs Direct auditor was a wake-up call. I'm saving nearly ₹45,000 in future commissions just by switching based on this report.”
“The Tax-Loss Harvesting scanner found losses I could offset against my gains. It paid for the annual subscription 5 times over in one afternoon.”
Used mcrux? Tell us what you found.
Your experience helps other investors know what to expect from their portfolio scan.
Your data stays yours — always
We built mcrux with privacy as the foundation, not an afterthought.
Row-level security — nobody else sees your data
Supabase enforces row-level security (RLS) at the database level. Your portfolio, holdings, and analysis rows are cryptographically scoped to your user ID.
Your CAS PDF is never stored
We parse your CAS PDF in memory the moment you upload it — extracting holdings, NAVs, and folios — then discard the file immediately. Only structured analysis data is saved.
Google Sign-In only — no passwords
mcrux has no password database. We use Google OAuth exclusively — no password file to leak, no reset flow to hijack.
Your data is never sold or shared
We do not sell, rent, or share your portfolio data with any third party — not AMCs, not distributors, not advertisers. mcrux earns from subscriptions only.
Read our full Privacy Policy for details.
The power of long-term compounding
See how consistent SIP + lumpsum investing builds wealth over 30 years at 15% CAGR.
Illustrative only · not a guarantee of returns