Your family's
AI Wealth Coach
From your first SIP to your first crore — and beyond.
- 🏠One household view — every member's funds, one consolidated picture
- ₹Fee drag, fund overlap, compliance — flagged before they become costly
- 🤖Your personal AI Wealth Coach — honest diagnosis, no commissions, ever
- 📈Built for the long run — from ₹2L first SIP to ₹100Cr+ family office
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Know exactly what's working in your portfolio.
And what isn't.
Upload your CAS from CAMSOnline or KFintech. mcrux analyses every fund, every overlap, every fee — and writes a plain-English AI diagnosis of what to act on.
- ✓Allocation · Fee drag · Compliance audit — free for every user
- ✓Fund overlap across every household member
- ✓mcrux Fund Rankings — quality vs SEBI category peers
- ✓AI narrative: what's wrong, why it matters, what to consider
No commissions. No conflicts. Your whole household.
Most financial tools work for the product or the distributor. mcrux works only for you.
| Distributor | Apps | SEBI RIA | mcrux ✓ | |
|---|---|---|---|---|
| Zero commissions — ever | ✗ | ✓ | ✓ | ✓ |
| Household-consolidated view | ✗ | ✗ | — | ✓ |
| AI diagnosis — not just data | ✗ | ✗ | ✗ | ✓ |
| Covers all wealth stages | Stage 1 | Stage 1 | Stage 3+ | All 4 stages |
| Transparent cost | ~2% hidden | ₹0 | ₹15–50k/yr | ₹0–₹9,999/yr |
Ask your portfolio anything
Your mcrux AI Wealth Coach knows your actual holdings — overlap, fees, tax position, goal gaps. Ask in plain English, get a direct and specific answer.
- ✓Answers drawn from your actual portfolio data
- ✓Any investment question — MF, tax, goals, instruments
- ✓Voice input — just speak your question
Ask AI included with AI Pro · ₹2,999/year
What's our biggest overlap?
OverlapMirae Asset Large Cap + SBI Bluechip — 61% overlap, 18 common stocks. Two expense ratios for one strategy.
How much are we paying in fees?
Fee Drag₹44,017/yr combined fee drag. Priya's 3 Regular plans alone cost ₹16,224/yr extra vs Direct equivalents.
Any tax opportunity before March 31?
TaxOne fund with ₹22,000 unrealised loss — booking it could save ₹2,750–₹4,400 in capital gains tax.
Is our emergency fund covered?
GoalsNo — neither CAS shows a Liquid or Overnight fund. With 94% equity, any urgent redemption hits at market price.
Pricing that grows with your wealth
Start free. Pay only for the stage you're at.
Free
- ✓Holdings view for whole family
- ✓Wealth composition breakdown
- ✓Fee drag indicator
- ✓Compliance audit
- ✓Always re-uploadable
- ✗Full AI analysis
- ✗Fund overlap detection
- ✗Insights regeneration
AI Insight
- ✓Full AI analysis report
- ✓Self + Spouse (2 CAS)
- ✓mcrux Score — fund quality rank
- ✓Holdings overlap detection
- ✓Expense ratio audit
- ✓3 re-analyses
- ✗Ongoing re-analysis
- ✗Monthly digest
AI Pro
- ✓Everything in AI Insight
- ✓Unlimited household members
- ✓10 full reviews/year
- ✓Ask AI — portfolio Q&A in plain English
- ✓Monthly AI focus digest
- ✓Instrument-level alerts
- ✓Goal tracking over time
Need AI Personal Wealth Coach (₹9,999/yr) or Family Office? Contact us →
Families who found what they were missing
From our early users — the analysis tends to surface things investors didn't know to look for.
“I thought I was diversified with 8 Mutual Funds. mcrux showed me that 4 of them owned almost the same stocks. I was paying 4 management fees for 1 strategy.”
“The Regular vs Direct auditor was a wake-up call. I'm saving nearly ₹45,000 in future commissions just by switching based on this report.”
“The Tax-Loss Harvesting scanner found losses I could offset against my gains. It paid for the annual subscription 5 times over in one afternoon.”
Used mcrux? Tell us what you found.
Your experience helps other investors know what to expect from their portfolio scan.
Your data stays yours — always
We built mcrux with privacy as the foundation, not an afterthought.
Row-level security — nobody else sees your data
Supabase enforces row-level security (RLS) at the database level. Your portfolio, holdings, and analysis rows are cryptographically scoped to your user ID.
Your CAS PDF is never stored
We parse your CAS PDF in memory the moment you upload it — extracting holdings, NAVs, and folios — then discard the file immediately. Only structured analysis data is saved.
Google Sign-In only — no passwords
mcrux has no password database. We use Google OAuth exclusively — no password file to leak, no reset flow to hijack.
Your data is never sold or shared
We do not sell, rent, or share your portfolio data with any third party — not AMCs, not distributors, not advertisers. mcrux earns from subscriptions only.
Read our full Privacy Policy for details.
The power of long-term compounding
See how consistent SIP + lumpsum investing builds wealth over 30 years at 15% CAGR.